Auto Credit Loans

Credit Approval

Prequalify for an auto loan before you visit a local car lot. Our car financing application process is easy, it takes only a few moments to complete. Once you are prequalfied, you can shop at the store like a cash buyer.

Prequalify Process

Once you complete the online auto credit approval process your application is matched with an auto mart that has the cars and lending resources available so you can buy a car quickly. If you have poor credit or no credit score, it is very important that we match you with the right auto mart. For this reason we do not display our network location on the website.
Auto Credit Loans | Fair Credit Financing | Instant Auto Credit | No Credit Auto Loans
Auto Financing Poor Credit | Easy Credit Auto Sales | Green Light Express
Guaranteed Car Finance | Credit Union Auto Loans | Your Job is Your Credit
Any Credit Auto Loans | Affordable Auto Sales Drive Now | Special Finance Leads | EZ Prequalify
Prequalify for an Auto Loan

Prequalify | Payment Calculator | Consumer Services | Websites | Articles | For Car Dealers

Documents Required

For Fair Credit
Aside from a paystub, there is no documetation required for people with fair credit. Most fair credit approvals require zero money down.

For No Credit Score
In addition to proof of income, people with no credit score need proof of residence, a handful of personal references, and a working phone. Most no credit score approvals require $1,000 down payment, either cash or trade-in.

For Poor Credit / Bad Credit
The documentation requirement for people with poor credit is the same as no credit score buyers. Most poor credit approvals require $500 down payment, either cash or trade-in.

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Questions about Co-Signers & Co-Buyers

When someone co-signs for a car loan they are obilated to pay if the primary buyer defaults on the loan. Typically parents, mom and dad, cosign for thier childs first car loan. A cosigner, however, does not have to be related. They can be a friend or associate, in fact, co-signers can live out of state. A cosigner can help you either get an approval or get a better approval. If the cosigners credit score is high enough the finance company may offer a better rate or extended term. When the lender looks at your ability to repay the loan they will not consider the income of the co-signer. It other words they will not add your income with the co-signers.

With a co-buyer the incomes are added together. Typically, co-buyers live at the same address and must be a relative or the spouse of the primary buyer.