These are some answers to some commonly asked questions about our company and what we offer. If you have other questions not listed below, please feel free to visit our Customer Service page or *e-mail us directly. (*please include your e-mail address in your message)

Table of Contents

1. How is Auto Net Credit different than most
other online companies who offer free services? 

2. How do I know if I can qualify for a loan to purchase a vehicle?

3. Does buying a preowned vehicle really help me reestablish my credit?

4. What are the benefits of using Auto Net Credit  over going straight to a dealership?

How is Auto Net Credit different than most other online companies who offer free services?

Unlike other online car loan approval companies who simply get your credit information and fax it to any dealer -- overlooking the assistance, information and follow-through you really need---Auto Net Credit builds a customer profile prior to getting your information to the dealer. We work directly with the lender and dealership to get you approved. We simply do more, and if for some reason you don't get approved, we help you understand what you can do to help your situation. We don't just leave you hanging like most other companies that just gather credit information and just "pass it on".

Auto Net Credit offers you professionally trained Credit Managers to do everything possible to help arrange your loan.  Back to top

How do I know if I can qualify for a loan to purchase a vehicle?

If you have a job that can be verified, and if you are not currently involved in a bankruptcy, than your loan application is virtually approved. Back to top

Does buying a preowned vehicle really help me reestablish my credit ?

Yes, when checking with the credit bureau, many lending institutions look at automobile loans closer than any other type of loan (other than home loans) to verify your credit standing. Secured credit cards are no help at all--you are really borrowing your own money with the glory of having a piece of plastic in your wallet. Buying a car from a "buy here, pay here" lot that does not report to the credit reporting agency is simply not very smart because it does not help your credit record at all.   Back to top

What are the benefits of using Auto Net Credit over going straight to a  dealership?

In most cases, if you have credit problems and go directly to the dealership, you are more than likely to have an unsatisfactory experience. First of all, once they learn your credit is less than perfect, the way they treat you will change from friendly and courteous to not so friendly.  Second, they will most likely show you a very low quality, limited selection of cars....far from the type you may desire.  You can avoid all these unnecessary hassles with Auto Net Credit and feel confident that we will already have you pre-qualified or pre-approved before you walk into a dealership. You will then be treated with the respect you deserve.

Dealers appreciate working with Auto Net Credit because it means almost all the work is done....verifications, interviews, etc...you will be way ahead of those who just walk into a dealership with no prior knowledge to the world of special finance. Auto Net Credit has lending sources available that no other dealers have.  If you have been to another dealer and your visit was less than perfect, you will now find with Auto Net Credit that you will get the help and answers you need.  
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