Bad Credit Car Financing

Bad credit car financing is available in the USA for people with special finance needs. Auto Net Credit used car financing dealers accept automobile loan applications even with no money down and a trade in. Apply online an get a response within one business day.

Car Finance for People with Bad Credit

Automobile financing is still available for people with very bad credit or no credit history. The amount lenders and car dealers will approve today, however, is lower than is has been since the late 1990's. A major contributor to this is the mortgage meltdown that happened in September of 2008. Since that time lenders and local used car lots are much more cautious with their money.

A reasonable expectation for someone with a credit score less than 575 is to finance a car in the 12,000 dollar range. This amount, of course, will vary based on your income and money down. There are not many zero money down, sign and drive, bad credit car financing programs available today. Often, however, you can get approved with zero down if you have an approved trade in.


To qualify for most loans at an Auto Net credit center you must be able to prove your income. People that are paid cash, under the table, or self employed consumers that do not have at least 2 years professional tax returns will not qualify for traditional lending programs but may qualify for a guaranteed car loan from a no credit check car dealership.