Fair Credit Auto Loans


Looking for easy auto financing? If you can prove your income while looking for a fair credit auto loan, you can use your job as your credit to get a guaranteed approved car loan. Each car loan approval is based on what will be affordable on a monthly basis. For extreme financing situations, or to buy a car that is more expensive than the approval amount, money down is required.

Our auto credit sales outlet centers are located throughout the USA inside of premier franchised and independent car lots as well as self financing car dealers. Each auto sales store has affordable vehicles and lending resources to help with any credit car finance.


Affordable Auto Credit

We offer affordable auto loans where your job is your credit for consumers with fair, poor, no, or low credit scores. Perfect for those looking to get instant auto financing now.
Get Pre-Approved Online
in About 3 Minutes!

Easy Auto Financing


With Auto Net Credit Centers you can get an easy auto loan pre-approval online before you visit a community car lot. Our premier EZ application takes only a minute to complete. The first step to auto credit approval is to complete our EZ auto loans express questionaire. All consumer information is absolutely confidential and guaranteed secure.

The typical wait time for an absolute green light auto loan approval is only a few hours during normal auto sales hours. Each questionaire is reviewed by a reliable auto finance specialist. In some cases, information has to be verified prior to granting an approval. When this occurs, you can typically visit the car lot and choose your vehicle while the verification process is being completed.

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Apply for fast auto financing online, even with bad credit.
Auto Finance For Fair Credit Results
Liz I. has pre qualified for a loan through a self financing car dealer.
Jan 16, 2017 - 8:16 am
Sharon Z. has just prequalify for an auto loan.
Jan 16, 2017 - 8:34 am

Auto Financing with Fair Credit


Many banks and credit unions are not approving auto loans for people with fair credit. At Auto Net, you still have a green light with a fair credit rating.

No Credit Car Loans

We're experts at finding people with no credit a car loan that suits them. With our easy auto loans, your job is your credit. Unlike community credit union auto loans, we can get you approved even with low or no credit score.

Auto Loans with Poor Credit

Make us your 1st choice for low credit score and poor credit score auto financing and prequalify for auto loan sales; even with for auto loans with horrible credit. At our instant credit auto marts, you can still buy an affordable, reliable automobile even if you have poor credit.

Proof of Income

W-2 Employees require a recent pay stub. If hand-written, four stubs and a W-2 are required. If a W-2 is not available, a bank or credit union statement may be required.

Self-Employed (1099) consumers need two years' tax returns, prepared by a professional agency.

Fixed Income requires a letter from the agency or party granding the income and three bank or credit unioin statements showing the deposits. Examples of fixed income include Social Security, Permanent Disability, Child Support**, Trust Funds, Annuities, Pension, Retirement, Alimony**, Foster Care, Adoption Subsidy, Separate Maintenance**, Public Assistance.

**These sources need not be revealed if you do not wish to use it for consideration as a basis for repaying an auto loan.